Tag: regulations

  • Do We Have Too Many Regulations?

    Do We Have Too Many Regulations?

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    by

    Dayton Outar
    in

    So, I was at a recent networking event staged by the PSOJ when someone asked: “Do you think Jamaica has more regulations than necessary?” My immediate response was no. Jamaica largely complies with international standards imposed by global bodies. But that question forced me to look deeper — not at Jamaica first, but at history.…

  • The Real Bottleneck in Financial Inclusion Isn’t Regulation

    The Real Bottleneck in Financial Inclusion Isn’t Regulation

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    by

    Dayton Outar
    in

    Jamaica is not excluding people from finance by choice. It is excluding them by process. Every delay in opening an account, every manual underwriting step, every conservative credit assessment that defaults to “no” is a quiet decision made by a system that was never designed for the people it now serves. Inclusion fails not at…