I write about financial systems, inclusion, and the operational realities behind policy.
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Jamaica has set a clear direction to become a more digital society. Initiatives such as the National Identification System (NIDS), the expansion of digital payments (JAM-DEX), and broader access to internet services all point toward a future where identity, transactions,…
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Jamaica’s Digital Identity Ambition Meets Data Protection Reality
A few years ago, I attended a meeting at the Office of the Prime Minister of Jamaica where representatives from financial institutions were invited to learn about the proposed National Identification System (NIDS). I was there representing a bank within…
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Privacy vs Compliance: Why GDPR and AML Laws Seem to Clash in Banking
When I first heard about the General Data Protection Regulation (GDPR), I did not receive it warmly. From the perspective of someone working inside a financial institution, the idea that a customer could ask for personal data to be removed…
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Why Data Protection Is Reshaping Financial Systems
As digital identity systems and privacy laws expand, financial institutions are facing a new operational reality. Compliance is no longer just a legal exercise. It is becoming a technology problem. In Jamaica, financial institutions must operate within several regulatory frameworks…
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How the Bank of Jamaica Sets Interest Rates to Control Inflation
Jamaica targets an inflation range of 4% to 6%. This allows flexibility because the economy is highly exposed to external shocks, such as volatile oil prices, global economic changes, and weather events like hurricanes or droughts. There are three main…